The Breaking Point: How the Loss of ACA Tax Credits Will Reshape U.S. Healthcare — and How We Can Still Prevent Disaster

As the U.S. approaches 2026, the healthcare system stands on the edge of a major turning point. If the Affordable Care Act tax credits expire as scheduled, millions of Americans could suddenly face unaffordable insurance premiums, hospitals may experience unprecedented strain, and preventive care could rapidly decline nationwide. In this insightful article, Michelle Carroll, Founder & CEO of Lexcura Summit Medical-Legal Consulting, breaks down what this shift would mean for families, clinicians, attorneys, and health systems — and explains the actionable steps we can take now to prevent a full-scale healthcare crisis.